The European fintechs to watch in 2022

European fintech doesn’t need much of an introduction.

The three most highly-valued startups in Europe — Klarna, Checkout.com, and Revolut — are fintechs, and so are 35% of unicorns. Friendly regulators and eager consumers, as well as the tailwind of increased digital transformation needs have continued to buoy the sector.

While many of Europe’s biggest fintechs are household names, we’ve created a list of some of the promising — if maybe not as well known — fintech startups in Europe in 2022.

While we prioritise younger startups, we included all relevant ones, and at least one per European country.

For in-depth analysis of earlier stage companies across all sectors, visit our intelligence briefing catalogue here.

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Durham, United Kingdom

2014

Late VC

€90m

€636.2m

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London, United Kingdom

2020

Growth Equity VC

€454.6m

€454.6m

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Madrid, Spain

2020

Series B

€72.7m

€445.1m

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London, United Kingdom

2012

Series C

€172.7m

€229.6m

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London, United Kingdom

2016

Series C

€170m

€228.8m

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London, United Kingdom

2016

Series C

€160m

€217m

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Switzerland

2018

Series C

€107.8m

€214m

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London, United Kingdom

2017

Series C

€43.1m

€199.1m

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London, United Kingdom

2014

Growth Equity VC

€181.8m

€196m

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London, United Kingdom

2015

Series C

€100m

€195m

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London, United Kingdom

2010

Grant

€6m

€191.6m

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Berlin, Germany

2016

Series C

€30m

€184m

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Paris, France

2018

Series C

€115m

€180m

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Gothenburg, Sweden

2019

Series B

€100m

€176m

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Berlin, Germany

2020

Series C

€100m

€175m

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London, United Kingdom

2015

Series C

-

€160.5m

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London, United Kingdom

2017

Series C

€100m

€160m

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Kirkcaldy, United Kingdom

2015

Series B

€125m

€159m

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London, United Kingdom

2017

Series B

€9m

€154.2m

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Bristol, United Kingdom

2016

Series B

€130m

€136m

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Berlin, Germany

2017

Series C

€91m

€135m

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Paris, France

2020

Series A

€130m

€130m

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London, United Kingdom

2013

Series D

€70.9m

€129.6m

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Paris, France

2018

Series B

€109.1m

€127.9m

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Berlin, Germany

2013

Growth Equity VC

€88m

€125.5m

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Paris, France

2021

Series A

€100m

€124m

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Westminster, United Kingdom

2018

Debt

€120m

€120m

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Lyon, France

2016

Series B

€100m

€119m

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Paris, France

2013

Series C

€72m

€111.7m

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London, United Kingdom

2016

Series B

€63.6m

€110.2m

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Heidelberg, Germany

2015

Series B

€57.3m

€109.5m

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Budapest, Hungary

2017

Series B

€94m

€107.8m

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London, United Kingdom

2019

Support Program

-

€106.7m

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London, United Kingdom

2011

Series A

€72.7m

€101.5m

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Amsterdam, Netherlands

2014

Late VC

€72.7m

€100m

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Milan, Italy

2014

Growth Equity VC

€100m

€100m

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Paris, France

2019

Series B

€73m

€99m

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Stockholm, Sweden

2017

Late VC

€44.8m

€93.7m

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Paris, France

2020

Series B

€54m

€92m

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London, United Kingdom

2013

Series C

€54.5m

€91.4m

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Zurich, Switzerland

2018

Series B

€81.8m

€90.9m

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London, United Kingdom

2016

Series B

€70m

€87m

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London, United Kingdom

2019

Series B

€50m

€83.3m

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London, United Kingdom

2016

Late VC

€10.2m

€80.6m

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London, United Kingdom

2015

Series C

€42m

€78.4m

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Vilnius, Lithuania

2017

Series A

€65m

€77m

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Stockholm, Sweden

2016

Early VC

€55m

€76.5m

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Hamburg, Germany

2016

Series B

€57m

€75m

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London, United Kingdom

2015

Late VC

-

€74.9m

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London, United Kingdom

2020

Series B

€50m

€74m

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London, United Kingdom

2017

Series B

€13.6m

€73.9m

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Paris, France

2016

Series B

€50m

€72m

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London, United Kingdom

2017

Series B

€51m

€69m

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Finland

2020

Early VC

€66.4m

€68.2m

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Copenhagen, Denmark

2014

Early VC

€54.5m

€65.2m

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Espoo, Finland

2016

Series C

€45m

€62m

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Stockholm, Sweden

2017

Series B

€40.9m

€61.7m

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London, United Kingdom

2016

Early VC

€7.8m

€59.4m

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Belgrade, Serbia

2018

Series B

€40m

€58.6m

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Warsaw, Poland

2017

Series A

€47.9m

€58.1m

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Paris, France

2014

Lending Capital

€258m

€55m

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London, United Kingdom

2017

Series B

€36.4m

€54.7m

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London, United Kingdom

2016

Series B

€35m

€54m

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Berlin, Germany

2015

Series A

€11.8m

€53.8m

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London, United Kingdom

2016

Series B

€40m

€52.1m

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Oslo, Norway

2017

Late VC

€3.6m

€49.7m

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Paris, France

2017

Series B

€38.2m

€49.4m

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Berlin, Germany

2014

Series B

€35m

€49m

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Stockholm, Sweden

2013

Early VC

€20m

€41m

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London, United Kingdom

2014

Series B

€27.3m

€39.9m

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Paris, France

2017

Late VC

€13m

€39.4m

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Madrid, Spain

2016

Series A

€4.3m

€31.1m

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Paris, France

2019

Series A

€20m

€26.1m

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Stockholm, Sweden

2018

Series A

€12.6m

€25m

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Paris, France

2017

Series A

-

€21.6m

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London, United Kingdom

2019

Early VC

€9.1m

€20.3m

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Tallinn, Estonia

2018

Series A

€15m

€19m

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Prague, Czech Republic

2019

Series A

€15m

€19m

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Milan, Italy

2015

Lending Capital

€5.6m

€18m

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Berlin, Germany

2014

Series B

€12.2m

€16.9m

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Madrid, Spain

2018

Series A

€14m

€16.3m

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Riga, Latvia

2014

Secondary

-

€15.2m

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Finland

2020

Series A

€13.6m

€15m

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Warsaw, Poland

2020

Series A

€12m

€12.4m

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Stockholm, Sweden

2014

Series A

€10m

€11.9m

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San Sebastián, Spain

2019

Seed

€10m

€11.5m

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Linz, Austria

2017

Series A

€9.1m

€10.3m

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Barcelona, Spain

2012

Seed

€3.4m

€9.4m

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Braga, Portugal

2019

Pre-seed

€5m

€5m

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Riga, Latvia

2012

Bootstrapped

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